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AlterBank C-Holder

Client
AlterBank
Industry
Fintech
Project Type
Full-Stack Platform
Services
AlterBank C-Holder
Backend Engineering
Cloud & DevOps
Outsourcing
Product Discovery & Strategy
QA & Testing
UI/UX Design
Web Development

Development of C-Holder, a white-label multi-tenant platform for end-to-end Visa card management (physical and virtual), featuring dynamic partner portal deployment.

The challenge

The goal was to build an infrastructure that allowed Alterbank to scale its business model without duplicating technical efforts. The system needed to support multiple commercial partners under their own subdomains with dynamic branding, while strictly adhering to banking security standards and evolving a prototype into a robust, proprietary architecture.

Solution

Dibrand engineered a high-performance ecosystem using React and Node.js with a centralized core. We implemented a dynamic frontend engine that applies visual configurations in real-time based on the partner, and a secure backend that manages the full card lifecycle: activation, virtual card issuance, PIN management, and preventive locking. The software was deployed on-premise to ensure total data sovereignty.

BUSINESS IMPACT

Alterbank can now onboard new partner banks in minutes. The platform removed friction from critical services such as card replacement and PIN updates, significantly enhancing the UX. By delivering full IP ownership, we empowered the bank to evolve its technology independently and securely.

Tech stack

ReactNode.jsTypeScriptNext.jsPostgreSQLJavaScript
Consultation Background

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